Monthly Cost Worksheet

Your approval says what the bank will lend. This tells you what fits your life.
Download the worksheet (PDF)

What’s inside

A 5-page PDF you can print or fill in on your phone.

  1. Approval vs your budget

    Set your own limit before you search.

  2. Ownership costs

    Fill in a monthly number for each.

  3. Running costs

    Ask the seller for average bills.

  4. What you pay now

    Your housing costs today.

  5. The practice test

    New total minus what you pay now. Save the difference every month.

  6. One-time closing costs

    Cash you need on top of the down payment.

  7. Before you search

    Now you know your number.

Book a quick call

Send me your worksheet and we’ll set your search range together.

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